Is District of Columbia a no-fault state?
No — District of Columbia is tort (at-fault) state.
The at-fault driver’s insurance is responsible for your damages. There is no PIP requirement or lawsuit threshold — you can pursue a claim for any injury caused by the other driver’s fault.
This classification determines the first step after a car accident in District of Columbia: whether you turn to your own insurance first (no-fault) or file directly against the at-fault driver (tort). It does not determine what your claim is worth — that still depends on liability clarity, injury severity, and documented damages, the same factors that apply everywhere.
This is a general reference, not a determination for your specific policy or claim — confirm the details with your insurer and a licensed attorney in District of Columbia.