Texas Car Accident Settlements
Average Car Accident Settlement in Texas (2026 Data)
Research how Texas car accident cases have settled based on injury type and liability. Non-catastrophic injuries average around $22,700, but serious injuries can exceed $1 million.
⚠️ Important: Averages are misleading. Every case is unique. Get a personalizedLexstimate report for your specific situation.
Texas Car Accident Settlement Ranges by Injury
| Injury Type | Typical Range | Severity |
|---|---|---|
| Whiplash / Soft Tissue | $8,000 - $20,000 | Minor |
| Broken Bones (Arm, Leg) | $20,000 - $60,000 | Moderate |
| Herniated Disc | $40,000 - $120,000 | Moderate-Serious |
| Concussion / Mild TBI | $40,000 - $90,000 | Moderate |
| Spinal Cord Injury | $150,000 - $500,000+ | Serious |
| Traumatic Brain Injury | $200,000 - $1,000,000+ | Catastrophic |
| Wrongful Death | $500,000 - $2,000,000+ | Fatal |
*Ranges based on publicly available Texas court records. Individual results vary significantly.
Texas Car Accident Laws That Affect Your Settlement
51% Bar Rule (Proportionate Responsibility)
Texas follows modified comparative negligence. If you are found 51% or more at fault for the accident, you cannot recover any damages. If you are 50% or less at fault, your recovery is reduced by your percentage of fault.
At-Fault Insurance State
Unlike Florida, Texas is an at-fault state. The driver who caused the accident (or their insurance) is responsible for paying damages. You can file a claim with the at-fault driver's insurance or sue them directly.
2-Year Statute of Limitations
You have 2 years from the date of the accident to file a personal injury lawsuit in Texas. Missing this deadline typically bars your claim entirely.
Factors That Affect Texas Car Accident Settlements
- Injury Severity: More serious injuries with longer recovery times typically result in higher settlements.
- Medical Bills: Total medical expenses are a key factor in calculating damages.
- Lost Wages: Time missed from work and reduced earning capacity increase settlement value.
- Liability Clarity: Clear fault leads to faster, higher settlements.
- Insurance Coverage: The at-fault driver's policy limits cap what you can recover.
- Venue: Urban counties (Harris, Dallas, Bexar) may have different jury tendencies than rural counties.
Frequently Asked Questions
What is the average car accident settlement in Texas?
Non-catastrophic injuries average around $22,700. Moderate injuries range from $30,000-$100,000. Serious injuries can exceed $200,000-$1,000,000+.
How does Texas comparative negligence affect my settlement?
If you are 51% or more at fault, you cannot recover damages. If 50% or less at fault, your recovery is reduced by your percentage of fault.
How long do I have to file a car accident lawsuit in Texas?
Texas has a 2-year statute of limitations. You must file within 2 years of the accident date.
Car Accident Settlements by Texas City
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