Is Washington a no-fault state?
No — Washington is add-on state (tort, with required pip).
PIP coverage is required and pays your bills first, but it does not restrict your right to sue the at-fault driver for any injury — the full tort system still applies.
This classification determines the first step after a car accident in Washington: whether you turn to your own insurance first (no-fault) or file directly against the at-fault driver (tort). It does not determine what your claim is worth — that still depends on liability clarity, injury severity, and documented damages, the same factors that apply everywhere.
Source: Wash. Rev. Code § 48.22.085. This is a general reference, not a determination for your specific policy or claim — confirm the details with your insurer and a licensed attorney in Washington.